We help a wide variety of professional and business associations develop cost-effective risk management programs that meet the long term need of all their members. Our expertise includes:

• In-depth studies of program feasibility.
• Comparative analysis of self-insurance and other alternative financing methods.
• Coverage specification.
• Identification of appropriate insurance markets.
• Program implementation and documentation.

Properly structured, an Association program can increase purchasing power, spread the risk of catastrophic loss, reduce overall cost, and provide a variety of risk management services which would otherwise be unavailable. On the other hand, a poorly structured program can reduce the benefits of access to the competitive marketplace and increase the level of risk faced by individual members.

Kevin F. Donoghue & Associates can help you structure an Association program that maximizes benefits and minimizes risk. Please contact us to find out more.